Home and Auto Insurance
Enjoy exclusive savings – up to 55% – when you bundle your Home and Auto coverage with CUMIS.
Home and auto insurance provides essential protection for your property and vehicles, covering damages, theft, and liability. Whether you’re a homeowner, renter, or driver, it offers peace of mind by safeguarding your assets against the unexpected.
With CUMIS’ claim guarantee, you can review your options before you make a claim, without fear of consequences or premium increases if you choose not to proceed. You’ll also have access to a one-of-a-kind service review panel, which ensures fair solutions to disputed claims and other complaints.
Protect Your Home
- Home Claims Forgiveness, which means that your first home claim has no impact on your policy or premiums.
- Disappearing Deductible, which reduces your home deductible by $100 each year, until it disappears.
- Claims-Free Rate when you are claims-free for three years.
- Identity-theft protection for expenses you incur to recover your identity – with no deductible, no impact to your claims-free discount, and no additional costs.
- Legal Assistance Helpline, where lawyers provide free, on-demand guidance around Canadian legal matters.
- Don’t forget to mention you’re a Libro Owner. Learn More.
Drive with Confidence
- Accident Forgiveness, which excuses your first at-fault accident to protect your driving record and to keep your premium low.
- Claims-Free Rate when you are claims-free for three years.
- Additional bundling options offering more savings and more coverage, including rental-vehicle liability and emergency roadside assistance.
- A variety of coverage options including financial protection for motorcycles, ATVs, snowmobiles, motorhomes and trailers.
- Driving record protection so that your rating is safe after your first at fault collision.
- Don’t forget to mention you’re a Libro Owner. Learn More.
Travel Insurance
Travel insurance offers peace of mind by covering unexpected events like medical emergencies, trip cancellations, and lost luggage. Ideal for frequent travellers, families, and adventure seekers, it ensures you’re protected, no matter where your journey takes you.
Get an online quote from Allianz Call Allianz 1-877-885-2847
Buying travel insurance
just got easier!
- Up to $10 million in out-of-province coverage for emergency medical.
- Trip cancellation, interruption and delays
- Annual Medical Flex Plan – Only pay for the coverage you need to stay secure all year long.
- Simple 3-question medical screening for travellers 65+
- 24/7 access to caring, multi-lingual emergency travel assistance.
- Don’t forget to mention you’re a Libro Owner by using Libro Code:6950. Learn More.
Disclaimer
Terms and conditions apply. To contact CUMIS, please visit cumis.com or call 1-800-263-9120. Home and Auto insurance is underwritten by CUMIS General Insurance Company and administered by Co-operators General Insurance Company. Not all products are available in all provinces. Please refer to your policy for applicable coverage limitations and exclusions. CUMIS General Insurance Company and Cooperators General Insurance Company are committed to protecting the privacy, confidentiality, accuracy, and security of the personal information that we collect, use, retain and disclose in the course of conducting our business. For more information on privacy policies, please visit cumis.com/privacy for CUMIS General Insurance Company and www.cooperators.ca/en/publicpages/privacy.aspx for Co-operators General Insurance Company. CUMIS® is a registered trademark of The CUMIS Group Limited. ©2024 CUMIS General Insurance Company.
Travel insurance does not cover everything. For a complete description of benefits and exclusions, please see the certificate of insurance. Travel insurance is underwritten by CUMIS General Insurance Company, a member of The Co-operators group of companies, and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. Allianz Global Assistance does not tolerate any attempt of fraud and considers it a serious offence. Allianz Global Assistance strictly enforces a zero tolerance policy regarding fraud.
Individual circumstances may vary. Please contact a licensed insurance representative if you need advice about your insurance needs.
Credit Unions are not licensed/registered to sell or distribute travel insurance products. They are not agents of AZGA/CUMIS and do not receive compensation for promoting travel insurance