Introducing Libro Credit Union
Helping you achieve your goals, supporting businesses to create a thriving local economy, and contributing to strong and prosperous communities. That is why Libro exists. We have a purpose far beyond profit.
Being purpose driven is not a program we run. It is an attitude we take in everything we do. We are a financial institution that uses all our resources to grow prosperity. And we couldn’t do this without you! When you choose to partner with Libro, we work together to help you achieve prosperity, however you define it. Libro earns revenue and then uses it to give you competitive returns, the best service and coaching along with the right tools to do your banking the way you choose. We also give you a portion of earnings in the form of profit shares. Because at Libro you are an Owner.
Click our Introducing Libro fact sheet to get a rundown of what Libro is all about! >
Annual Reports & Financial Statements
We believe this is a time when like-minded people working together can achieve far more than they might on their own.
2023 Annual Report
In this annual report, we are telling a story of the year we had in 2023 and how it is bridging to a new strategic direction for our credit union
Click here to view the 2023 Annual Report
Click here to view the 2023 Financial Statements
2022 Annual Report
Our annual report tells the story of going from strength to strength.
Click here to view the 2022 Annual Report
Click here to view the 2022 Financial Statements
2021 Annual Report
Our annual report tells the story of maintaining momentum and making an impact in 2021.
Click here to view the 2021 Annual Report
Click here to view the 2021 Financial Statements
2020 Annual Report
Our annual report tells the story of our strength in 2020, including how we’re making an impact across southwestern Ontario.
Click here to view the 2020 Annual Report
Click here to view 2020 Financial Statements
2019 Annual Report
Our annual report tells the full story of our success in 2019, including record growth of 12.5% and how we’re making an impact across southwestern Ontario.
Click here to view the 2019 Annual Report
Click here to view 2019 Financial Statements
2018 Annual Report
Libro achieved strong success in 2018, including a Libro record $11.6 million to Owners in the form of profit sharing and dividends.
Click here to view the 2018 Annual Report
Click here to view 2018 Financial Statements
2017 Annual Report
Libro achieved strong success in 2017, including a Libro record $10.4 million to Owners in the form of profit sharing and dividends.
Click here to view the 2017 Annual Report
Click here to view 2017 Financial Statements
Historical Reports
For historical annual reports and financial statements from Libro Financial Group, United Communities Credit Union, Kellogg Employees’ Credit Union or Hald-Nor Community Credit Union please contact us directly.