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  • Home > personal banking > Wires

    Wires

    Receiving a wire transfer

    Providing Information

    Here is the information you will need to provide your sender to complete your wire transfer. Please note that this information depends on the currency you are sending, not on the location it is being sent from.

    Personal Information

    You must provide the sender with the following personal information:

    1. Full Name
    2. Full Address
    Banking Information

    You must provide the sender with the following banking information from Libro Credit Union:

    1. Institution Number - always 828 for Libro accounts
    2. Branch Transit Number
    3. Your Libro Account Number

    Your banking information is imprinted on the bottom of your cheques. Click here to preview this information.

    Additional Information

    You must also provide additional instructions that vary depending on the currency being sent. Complete instructions for the currencies we support are provided at the links below.

    • Canadian Dollar Incoming Wire Instructions

      1. Beneficiary Bank:
        SWIFT BIC: CUCXCATTVAN
        Central 1 Credit Union
        1441 Creekside Drive
        Vancouver, BC, Canada V6J 4S7

      2. Beneficiary :
        Account Number: 828-6###2-#######
        Owner Name      
        Address              

      Example
      828-XXXXX-XXXXXXX-XX

      828

      Institution

      Libro's Financial Institution Number

      XXXXX

      Transit

      Your
      Branch Number

      XXXXXXX

      Account Number

      Your
      Account Number

      XX

      Account Type
      (This step is optional)

      44-CAD Chequing Account
      15-CAD Current Account
      23-CAD Savings Account
      18-USD Account

    • United States Dollar Incoming Wire Instructions

      1. Intermediary Bank:
        SWIFT BIC: BKTRUS33
        Deutsche Bank Trust Company Americas
        New York, USA
        Intermediary account number: 04459732

      2. Beneficiary Bank:
        SWIFT BIC: CUCXCATTVAN
        Central 1 Credit Union
        1441 Creekside Drive
        Vancouver, BC, Canada V6J 4S7

      3. Beneficiary:
        Account Number: 828-6###2-#######
        Owner Name    
        Address             

      Example
      828-XXXXX-XXXXXXX-XX

      828

      Institution

      Libro's Financial Institution Number

      XXXXX

      Transit

      Your
      Branch Number

      XXXXXXX

      Account Number

      Your
      Account Number

      XX

      Account Type
      (This step is optional)

      44-CAD Chequing Account
      15-CAD Current Account
      23-CAD Savings Account
      18-USD Account

    • Euro Incoming Wire Instructions

      1. Intermediary Bank:
        SWIFT BIC: DEUTDEFF
        Deutsche Bank

      2. Beneficiary Bank:
        SWIFT BIC: CUCXCATTVAN
        Central 1 Credit Union
        1441 Creekside Drive
        Vancouver, BC, Canada V6J 4S7

      3. Beneficiary:
        Account Number: 828-6###2-#######
        Owner Name      
        Address           

      Example
      828-XXXXX-XXXXXXX-XX

      828

      Institution

      Libro's Financial Institution Number

      XXXXX

      Transit

      Your
      Branch Number

      XXXXXXX

      Account Number

      Your
      Account Number

      XX

      Account Type
      (This step is optional)

      44-CAD Chequing Account
      15-CAD Current Account
      23-CAD Savings Account
      18-USD Account

    • GBP Incoming Wire Instructions

      1. Intermediary Bank:
        SWIFT BIC: DEUTDGB2L
        Deutsche Bank
        London, United Kingdom

      2. Beneficiary Bank:
        SWIFT BIC: CUCXCATTVAN
        Central 1 Credit Union
        1441 Creekside Drive
        Vancouver, BC, Canada V6J 4S7

      3. Beneficiary:
        Account Number: 828-6###2-#######
        Owner Name
        Address

      Example
      828-XXXXX-XXXXXXX-XX

      828

      Institution

      Libro's Financial Institution Number

      XXXXX

      Transit

      Your
      Branch Number

      XXXXXXX

      Account Number

      Your
      Account Number

      XX

      Account Type
      (This step is optional)

      44-CAD Chequing Account
      15-CAD Current Account
      23-CAD Savings Account
      18-USD Account

    If your wire transfer instructions are incomplete, the funds could be held at intermediary banks for an extended period of time or be returned to the sending bank less any service charges.

    Wires sent in Great British Pounds or Euros will be deposited into your Canadian account. For International wires other than Great British Pounds or Euros, Libro recommends sending Canadian dollars for faster processing and lower service charges. US dollar wires will be deposited into your Canadian account if you do not have a US dollar account with Libro.

    The sending bank and intermediary banks may deduct service charges prior to the wire transfer arriving at Libro. Libro charges a $15.00 CAD/USD service fee for processing incoming wire transfers.

    Wires sent within Canada or the US usually take two to three business days to process. International wires can take up to three to five business days. Wire trace requests for undelivered wires must originate at the sending institution.

    For assistance with incoming wire transfer instructions, please call our Contact Centre at 1-800-361-8222 throughout North America.

    Sending a wire transfer

    You must come into a Libro branch to give us your wire transfer instructions.
    Please bring the following information with you:

    • Sender's personal information: Name, date of birth, identification number (e.g. driver's license), occupation, phone number., street address, city and country
    • Receiver's (beneficiary's) bank information: Bank name, street address, city, country and financial institution number (e.g. SWIFT BIC code, USA ABA number, or Canadian Transit Number)
    • Receiver's (beneficiary's) personal information: Name, street address, city, country, phone number and account number

    Wire transfer fees vary, intermediary banks may deduct service charges prior to the wire arriving at its final destination. We have no control over these fees, nor are we advised of these fees in advance.