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  • Owners, Bonnie & Craig Hardy

    Business Accounts

    find a coach Libro has all the account flexibility you need to match banking to your organization.

    Operating Accounts

    This business chequing account earns tiered interest based on daily balances. Paid monthly, it helps you make effective use of available cash during flush months without locking into long-term investments. Equally important, you receive an all-in-one statement.

    Libro's operating account for businesses, farms and organizations is available in four different packages:

    Description For those with lower balances and/or transaction volumes. For those with higher balances and/or transaction volumes. For those with very high balances and/or transaction volumes. Fee-free account for small non-profit organizations and service groups with no borrowing requirements
    Monthly fee $6.00

    Waived with $7,500 minimum monthly balance
    $25.00

    Waived with $25,000 minimum monthly balance
    $100.00

    Waived with $100,000 minimum monthly balance
    $0
    Transactions included 0 60 200
    plus 1 free per $1,000 minimim monthly balance > $100,000
    30
    Business accounts additional transactions 75¢ 75¢ 75¢ 75¢
    Transfers to loan payments, savings, investments free free free free
    Surcharge*: in-branch bill payment $1.00 $1.00 $1.00 $1.00
    Surcharge: Interac® ATM withdrawal** 5 free
    then $1 each
    5 free
    then $1 each
    5 free
    then $1 each
    5 free
    then $1 each
    Surcharge: International ATM withdrawal (Cirrus®, Plus®) $3.00 $3.00 $3.00 $3.00
    Monthly online cheque viewing (FREE with paperless statements) $10.00 $10.00 $10.00 $10.00
    Custom: For complex and high-volume operating account needs, ask for a custom quotation

    Rates effective January 1, 2016

    *Surcharge is an additional fee on top of any transaction fees in this package.

    **Does not include fees charged by other financial institutions or independent ATM owners for the use of their ATM. To avoid extra fees use Libro ATMs or those listed on THE EXCHANGE Network.