Terms & Conditions: Woodstock Libro 5 Year New Owner Offer 

Offer Description 

The “Woodstock Libro 5 Year New Owner Offer” provides a cash bonus of up to $100 for new Libro Credit Union (hereafter referred to as “LIBRO”) Owners who complete specific steps as outlined below, subject to meeting all eligibility requirements and conditions detailed in these Terms & Conditions. 

Step Requirements: 

  1. Step 1: Become a Libro Owner by opening an eligible chequing or savings account either online or in the Woodstock Libro branch. 
  1. Step 2: Deposit a minimum of $50 into your new account within 60 days of account opening. 
  1. Step 3: Activate Libro Online Banking. 
  1. Step 4: Book and meet with a Libro Coach to discuss your financial goals within 60 days of becoming a Libro Owner. 

For each step completed (Steps 2, 3, or 4), the new Owner will receive $25. If Steps 2, 3, and 4 are all completed within the 60-day period, a total bonus of $100 will be awarded. 

Eligibility Requirements 

The Woodstock Libro 5 Year New Owner Offer is available to: 

  • Individuals aged 18 or older. 
  • Individuals or businesses who are not current members of Libro Credit Union and do not hold Libro membership shares. 
  • Residents of southwestern Ontario residing in the following counties or municipalities: Norfolk County, Oxford County. 
  • Individuals must meet all requirements as stated in Libro’s Service Agreement 

Exclusions: Libro staff, Owner Representatives, and Board of Directors members are not eligible for this offer. Immediate family members of these individuals, however, are eligible. 

Timing 

  • This offer is valid for new accounts opened between October 1, 2024, and November 30, 2024. A new Libro account is not considered opened and complete until the required Membership Share of $5 have been purchased.  

 

Fulfillment 

  • Eligible cash bonuses will be direct deposited into the new Owner’s Libro chequing or savings account by February 28, 2025. 

 

Limitations 

  • Each individual or business is limited to one Woodstock Libro 5 Year New Owner Offer. 
  • For joint personal accounts, each new Owner who is issued membership shares and meets eligibility criteria is eligible to receive the bonus. The offer is non-transferable, non-assignable, and no substitutions are permitted. 
  • Individuals must not have held a membership share as of August 30, 2024. 
  • Eligible accounts for this promotion include the following chequing accounts: Basic, Simplify, Premium, Go Free, US Chequing; savings accounts: Investment, Regular, Youth; and business accounts: Basic, Business 60, Business 200, Business Special, US Business, Business Investment Savings.

 

General Terms & Conditions 

  • The Woodstock Libro 5 Year New Owner Offer is subject to all applicable federal, provincial, and municipal laws and regulations. 
  • Libro Credit Union reserves the right, at its sole discretion, to withdraw, terminate, or amend the offer at any time without notice. 
  • By participating in this promotion, you agree to release Libro Credit Union, its employees, directors, officers, affiliates, agents, and advertising and promotional agencies from any and all damages, claims, losses, or liabilities arising from or related to your participation in the offer.